Reforms to Ontario's Car Insurance System in 2010 were supposed to fix the problems.

April 17, 2014, Kitchener, Ontario

Posted by: Robert Deutschmann, Personal Injury Lawyer

The Government of Ontario made a major overhaul of private auto insurance in 2010 with the intention of solving the problems of high premiums, insurance fraud, over regulation and in inequitable price structure. After four years however, it would appear the reform is a failure and insurance companies and customers are battling it out in court and at FSCO.

According to Bruce Cran of the Consumers' Association of Canada insurance company profits have increased 'incredibly' over the last decade while customers get fewer benefits. He doesn't know how the Ontario problems can be fixed. The provincial government is stuck in the middle of an ugly battle between the IBC and the OTLA.

Many of the changes that were made in 2010 including the drastic reduction of accident benefits to 'minor' injuries have resulted in accident victims fighting for benefits. The current backlog in Ontario of claims in mediation is estimated to be over 30,000 with another 16,000 in arbitration. All parties agree the current situation is nothing but a mess.

It is time for the government to take a hard look at the results of the reforms, and to evaluate who is being protected, and who is benefitting. In the meantime accident victims are stuck in the middle of the fight. They pay their premiums but can't claim the benefits they need after accidents.

Posted under Personal Injury, Automobile Accident Benefits, Car Accidents, Spinal Cord Injury

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About Deutschmann Law

Deutschmann Law serves South-Western Ontario with offices in Kitchener-Waterloo, Cambridge, Woodstock, Brantford, Stratford and Ayr. The law practice of Robert Deutschmann focuses almost exclusively in personal injury and disability insurance matters. For more information, please visit or call us toll-free at 1-866-414-4878.

The opinions expressed here, while intended to provide useful information, should not be interpreted as legal recommendations or advice.

Practice Areas

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  2. Motorcycle accidents
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