Equitable Life of Canada

Established in 1920. Equitable Life of Canada is a local company headquartered in Cambridge, Ontario. The work with their independent advisors to offer life and health insurance, group benefits, disability and critical illness insurance, and financial services Canada wide. Many workplace LTD insurance plans are administered by Equitable Life. They have over $43 B in assets.

As an experienced personal injury and disability insurance lawyer, Rob Deutschmann and his legal team are committed to assisting those who have had their disability benefits wrongly denied by disability insurers. His team has successfully protected the rights of injured people in Ontario for over 20 years, and has a proven track record recovering fair settlements.

One of Rob’s clients had a very unfortunate accident. While building a cottage, our client was sleeping in the loft bedroom that was part of the cottage. Unfortunately, as the cottage was still under some construction, there was no adequate railing in place in the loft area. Our client had a sleep walking incident. While sleep walking our client fell 10 feet to the main floor below the loft bedroom. As a result of the fall our client became paraplegic. The client’s disability policy paid her two times her salary if the insured person became paralyzed due to an accident. The client applied for the disability benefit but the insurer denied the application. The disability insurer took the position that the client had a prior sleep walking incident and therefore was suffering from an illness which resulted on the fall and therefore did not qualify as an accident. The disability insurer suggested that the prior sleep walking incident disclosed an illness, a pre-existing sleep walking disorder, and therefore not covered under the accident definition provided in the long term disability policy. Our firm started a claim on behalf of our client arguing that her injury was the result of an accident and not the result of a sleep walking syndrome that the disability insurer was attempting to promote. By advancing the claim for our client and maintaining the position that the injury was the result of an accident and not an illness, along with medical support, we were successful in obtaining the full payment of disability benefits for our client.

Rob is happy to talk with you, and answer questions about your accident or disability claim. Call toll free 1 (866) 414‑4878 today or fill out our online contact form to find out how Rob can help you get full compensation for your personal injuries, and access to the medical, income, and disability benefits you deserve. Your initial consultation is free and you don’t pay any fees until your case is settled.

Practice Areas

  1. Car accidents
  2. Motorcycle accidents
  3. Automobile accident benefits
  4. Catastrophic injury
  5. Brain injury
  6. Paraplegia and Quadriplegia
  7. Spinal cord injury
  8. Drunk driving accidents
  9. Concussion syndrome
  1. Wrongful death
  2. Bicycle accidents
  3. Disability insurance claims
  4. Slip and fall injury
  5. Fractures or broken bone injury
  6. Pedestrian accidents
  7. Chronic pain
  8. Truck accidents
  9. Amputation and disfigurement

Personal Injury Blog

Apr 03, 2020
Trial Judge Decision Fails on Reasons - Appeal Allowed - Manos v. Riotrin Properties (Flamborough) Inc., 2020 ONCA 211
Apr 02, 2020
Cost Of Catastrophic Impairment Assessment Paid Outside Of Person’s Medical And Rehab Limits – RB v. RSA
Apr 01, 2020
Life in the times of scams and COVID-19
Mar 31, 2020
A new design in helmets and hardhats addresses rotational blows to the head preventing some brain injuries
Mar 26, 2020
Ontario Unveils Plan to Build Mental Health and Addictions System
Mar 24, 2020
Are Social Hosts Responsible in the Death of 1 Teen and Injury of Another After They Leave Party Drunk and High?

More Personal Injury Articles » 
Review our services

Connect with us

Facebook Twitter Linkedin Youtube Google