Uninsured drivers

December 03, 2006, Kitchener, Ontario

Posted by: Robert Deutschmann, Personal Injury Lawyer

There are times when a person becomes injured in an accident and the party that caused the accident does not have any insurance coverage.  First, if you are in a car accident where you are hurt due to the negligence of another person, and you do not have auto insurance coverage, then you will not be able to sue the other driver.  If the driver that injured you does not have insurance, then there are options for you.  Your own car insurance coverage contains provisions where you will be able to receive compensation through your insurance policy when you are injured by another person with no insurance.  Your insurer would then likely seek to recover from the other party that does not have coverage.  Your policy limits will likely be $1,000,000.00 so you will still be entitled to the same amount of coverage as if the other party had car insurance coverage.

If you are a pedestrian with no car insurance, and you are hurt by another driver that does not have insurance coverage, then you will be able to recover damages against the other driver and your accident benefits through a fund set up by the Ontario government. With the assistance of a personal injury lawyer, you will be able to obtain medical and rehabilitation benefits through the Accident Benefits scheme set up by the government.  You will also be able to collect on any damage claim against the other driver through the fund.

Posted under Personal Injury, Automobile Accident Benefits, Car Accidents, Pedestrian Accidents, Treatment

View All Posts

About Deutschmann Law

Deutschmann Law serves South-Western Ontario with offices in Kitchener-Waterloo, Cambridge, Woodstock, Brantford, Stratford and Ayr. The law practice of Robert Deutschmann focuses almost exclusively in personal injury and disability insurance matters. For more information, please visit www.deutschmannlaw.com or call us toll-free at 1-866-414-4878.

The opinions expressed here, while intended to provide useful information, should not be interpreted as legal recommendations or advice.

Practice Areas

  1. Car accidents
  2. Motorcycle accidents
  3. Automobile accident benefits
  4. Catastrophic injury
  5. Brain or Head injury
  6. Paraplegia and Quadriplegia
  7. Spinal cord injury
  8. Drunk driving accidents
  9. Concussion syndrome
  10. Post Traumatic Stress Disorder
  11. Slip and Fall Accidents
  12. Birth Trauma Injury
  1. Wrongful death
  2. Bicycle accidents
  3. Disability insurance claims
  4. Slip and fall injury
  5. Fractures or broken bone injury
  6. Pedestrian accidents
  7. Chronic pain
  8. Truck accidents
  9. Amputation and disfigurement
  10. Fibromyalgia
  11. Nursing Home Fatality Claims

Personal Injury Blog

Sep 24, 2020
COVID-19 Liability, and Wave Two
Sep 22, 2020
Backup Driver of UBER's Autonomous Car Charged in Arizona Death
Sep 17, 2020
What Can a Personal Injury Lawyer Do for You?
Sep 15, 2020
Old Grey Mayors - A podcast featuring the political movers and shakers in the Region of Waterloo
Sep 10, 2020
Slips and Falls Remain Serious Risks in Long-Term Care Homes
Sep 08, 2020
Do I need to hire a personal injury lawyer?

More Personal Injury Articles » 
Review our services

Connect with us

Facebook Twitter Linkedin Youtube Google