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Life in the times of scams and COVID-19

April 01, 2020, Kitchener, Ontario

Posted by: Robert Deutschmann, Personal Injury Lawyer

Businessman with mask in office hypocrisy concept Premium Photo

Even before we began our journey through the COVID-19 pandemic phone scams, email scams and text scams were a rampant problem in Canada. While once we had to contend with shift door to door sales, now we are inundated with calls from credit card companies, the ‘government’, and the police. These calls often threaten action if you don’t comply immediately with their requests to send money, even going so far as to saying the police are on the way to arrest you.

Payment is often requested in the most dubious ways – gift cards, bitcoin and e-transfer. Most Canadians know that the government would never request payment immediately from anyone via gift cards, however the new immigrants, the elderly and the fragile often become confused and comply with the requests. In some cases they lose thousands of dollars.

The contacts can seem legitimate. Email addresses, phishing links, texts and calls look almost genuine. The true magnitude of the problem isn’t known as many victims of scams are too embarrassed to come forward to the police. With the advent of the pandemic we now have the problem of people selling COVID-19 tests over the phone, calling impersonating government officials for your health card number and credit card numbers. Emails and social media ads and posts offer 'cures' and 'revention tips'. Again, we know that no one from the Ontario government would ever call you and ask you for that information over the phone or via text or email.

If you need information or have questions go to verified and reliable sources for it. Look at the Government of Ontario or Government of Canada websites, go to the Ministry of Health website. If someone is trying to scam you call the police and let them know.

The government of Canada has a scam tracker as does the Better Business Bureau. The Better Business Burueay has a great 10 Step article on how to avoid scams. Here it is for you to read. If you have a chance please pass it on to those people in your life who you think could benefit.

BBB Tips: 10 Steps to Avoid Scams

By Better Business Bureau. July 27, 2017.

There are thousands of new scams every year, and you can’t keep up with all of them (we know, we try!). But if you can just remember these TEN THINGS, you can avoid most scams and help protect yourself and your family.

1. Never send money to someone you have never met face-to-face. Seriously, just don’t ever do it. And really, really don’t do it if they ask you to use wire transfer, a prepaid debit card, or a gift card (those cannot be traced and are as good as cash).

2. Don’t click on links or open attachments in unsolicited email. Links can download malware onto your computer and/or steal your identity. Be cautious even with email that looks familiar; it could be fake.

3. Don’t believe everything you see. Scammers are great at mimicking official seals, fonts, and other details. Just because a website or email looks official does not mean that it is. Even Caller ID can be faked.

4. Don’t buy online unless the transaction is secure. Make sure the website has “https” in the URL (the extra s is for “secure”) and a small lock icon on the address bar. Even then, the site could be shady. Check out the company first at BBB.org. Read reviews about the quality of the merchandise, and make sure you are not buying cheap and/or counterfeit goods.

5. Be extremely cautious when dealing with anyone you’ve met online. Scammers use dating websites, Craigslist, social media, and many other sites to reach potential targets. They can quickly feel like a friend or even a romantic partner, but that is part of the con to get you to trust them.

6. Never share personally identifiable information with someone who has contacted you unsolicited, whether it’s over the phone, by email, on social media, even at your front door. This includes banking and credit card information, your birthdate, and Social Security/Social Insurance numbers.

7. Don’t be pressured to act immediately. Scammers typically try to make you think something is scarce or a limited time offer. They want to push you into action before you have time to think or to discuss it with a family member, friend, or financial advisor. High-pressure sales tactics are also used by some legitimate businesses, but it’s never a good idea to make an important decision quickly.

8. Use secure, traceable transactions when making payments for goods, services, taxes, and debts. Do not pay by wire transfer, prepaid money card, gift card, or other non-traditional payment method. Say no to cash-only deals, high pressure sales tactics, high upfront payments, overpayments, and handshake deals without a contract.

9. Whenever possible, work with local businesses that have proper identification, licensing, and insurance, especially contractors who will be coming into your home or anyone dealing with your money or sensitive information. Check them out at BBB.org to see what other consumers have experienced.

10. Be cautious about what you share on social media and consider only connecting with people you already know. Be sure to use privacy settings on all social media and online accounts. Imposters often get information about their targets from their online interactions, and can make themselves sound like a friend or family member because they know so much about you.



 

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About Deutschmann Law

Deutschmann Law serves South-Western Ontario with offices in Kitchener-Waterloo, Cambridge, Woodstock, Brantford, Stratford and Ayr. The law practice of Robert Deutschmann focuses almost exclusively in personal injury and disability insurance matters. For more information, please visit www.deutschmannlaw.com or call us toll-free at 1-866-414-4878.

It is important that you review your accident benefit file with one of our experienced personal injury / car accident lawyers to ensure that you obtain access to all your benefits which include, but are limited to, things like physiotherapy, income replacement benefits, vocational retraining and home modifications.

Practice Areas

  1. Car accidents
  2. Motorcycle accidents
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  4. Catastrophic injury
  5. Brain or Head injury
  6. Paraplegia and Quadriplegia
  7. Spinal cord injury
  8. Drunk driving accidents
  9. Concussion syndrome
  10. Post Traumatic Stress Disorder
  11. Business Interruption Insurance
  12. Birth Trauma Injury
  1. Wrongful death
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  4. Slip and fall injury
  5. Fractures or broken bone injury
  6. Pedestrian accidents
  7. Chronic pain
  8. Truck accidents
  9. Amputation and disfigurement
  10. Fibromyalgia
  11. Nursing Home Fatality Claims

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